A Westchester County Distressed Home Seller's Worst Nightmare….

Westchester County, NY, has not been spared from the subprime crisis.  It’s a part of my business every day at Crecco Real Estate.  I have to contend with a new market and new challenges, mostly for sellers.   I heard a story the other day that absolutely broke my heart.   You need to listen, and you need to make sure that the agent that you’re working with is a Short Sale Expert.

A young couple recently  had to sell their home.  They could simply no longer afford the payments on their fixed rate loan, and had to get out from under their mortgage.   They hired the same Realtor® they used to buy it because she had done a good job.   The problem was, that she’d never sold a short sale.  She wasn’t an expert in bank negotiations.  She was doing this for the first time, and this couple was the guinnea pig.

Well, they got behind, and the home wasn’t selling, and so finally, they got foreclosure papers.   Their agent wasn’t aware of all the alternatives to foreclosure here in Westchester County, NY, and so they were in a mad race to sell…they landed a buyer, but their realtor didn’t know how to get the lender to delay or stop foreclosure.   Their agent was trying hard…but wasn’t experienced.

…and they lost their home, their credit and were foreclosed on.  Now, this probably never had to happen.  They had a Realtor that tried hard, but trying doesn’t cut it.  They need an expert, someone that is committed to doing an awesome job for them.

One of the things that I tell everyone is that you can avoid foreclosure in Westchester County, NY. I have many options that can help.  I earn my living helping people with their distressed properties.   I help with modifying loans to more affordable terms.  I’ve had loan mod training through the Harris Real Estate University, the cutting edge online Realtor Coaching Class so you know I am current on everything.

You don’t have to be worried about losing your home.  You probably have options, from selling it to modifying your loan.  Be sure to call me and let me know what your situation is and I’ll make sure that I work with you.

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